April 21, 2025, 6:20 am
Home loan seekers received a double dose of market relief on April 21, 2025, as both standard mortgage rates and refinance rates showed noticeable dips. The trend suggests that borrowers might benefit from lower financing costs while traditional lenders try to decipher whether these decreases are a fleeting anomaly or a sustainable shift. As potential buyers revel in the temporary break from high rates, industry experts inject a wry observation on whether the market’s ‘cool down’ is a calm before the storm or just another twist in the ongoing rate rollercoaster.
More homebuyers are opting for the lower introductory interest rates of adjustable-rate mortgages.
Some important mortgage rates are seeing dips. Here's what to know if you're in the market for a home loan.
Several benchmark refinance rates fell. If you're shopping for the best refinance rate, keep an eye out for lower rates.
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